Protection for households at risk of foreclosure and eviction

    Equal access to servicing and loss mitigation options for Native Hawaiians on all federally-guaranteed loans Remove congressional limitation of barring Legal Services Corporation programs from serving undocumented immigrants as well as certain immigrants who are in status. Develop guidance on loan modifications - removing all balloon payments in loan modifications – particularly those targeting seniors. Increase the use of principal reductions for mortgage modifications in accordance with HAMP. Make the expired Tenants at Foreclosure Act (PTFA) permanent, which would provide federal protections for renters living in foreclosed properties and provide renters at least 90 days’ notice before being required to move after foreclosure. Urge Federal Housing Finance Agency to require principal reduction modifications to underwater homeowners Expand federal support for Tenant Eviction Prevention Legal Services Maintain the National Foreclosure Mitigation Counseling program